Are “Buy Here, Pay Here” Dealerships for You?
"Buy here, pay here" (BHPH) dealerships are a great way to get the auto loans you need –especially if you are in a tight spot.
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The Unbanked, the Underbanked, and the Underserved
Consumers who don’t possess a credit score, or have a low one, have the opportunity to demonstrate to lenders they are creditworthy and responsible.
READ MOREWhy College Students Don't Need a Credit Card
If you don't have a credit card, but pay your bills on time, an alternative credit score can enable you to qualify for loans and gain access to credit with more favorable terms.
READ MORE4 Financial Tips to Help You Start Over
Did you know that only 29% of Americans are financially healthy? So if you've been struggling with bad finances, then know that you're definitely not alone.
READ MOREConnect Empowers Consumers to Take Control of Their Credit
Connect, the leading source of nontraditional consumer credit scores and services provides consumers who are unbanked, underbanked, or otherwise struggling with their credit, a solution to gain access to credit and loans.
READ MOREConsumers are turning to alternative lenders over banks
Access to traditional credit is difficult for the millions of unbanked and underbanked Americans. As a result, alternative lending has become extremely popular, especially in the years following The Great Recession. Current projections indicate alternative lending will continue to rise over the next five years.
READ MOREHow Millennials and Gen Z use and perceive credit
Businesses closed, massive layoffs, pay cuts, and job losses will undoubtedly have both a substantial impression and direct impact on both generations.
READ MOREUnbanked vs. Underbanked: Who they are and how they differ
One group of adult consumers, referred to as either “unbanked” or “underbanked,” are credit invisible, which means they have no credit history or a “thin” credit file.
READ MOREAlternative credit could help with big life decisions
Unfortunately, traditional credit scores are limiting, shutting out millions of adult consumers in the U.S. to gain access to and enjoy things other Americans are able to more easily access.
READ MOREHow to build your credit score with minimal effort
Many people assume traditional credit scores are the only factor lenders take into consideration. This is a fallacy...
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