Traditional credit reports aren't perfect, by any means. Besides the fact that they don't include as much information as alternative credit reports, many contain mistakes that can mislead businesses into denying you a loan or some other
READ MORELenders are starting to realize the drawbacks of using traditional credit scores. According to Forbes, these reports fail to accurately assess how medical bills, income and other factors affect people's ability to pay. But what
READ MOREPeople have been using the term "your credit score" so often that it's assumed people only have one of them. That's not the case, credit scores differ between credit bureaus (the businesses that provide credit scores to lenders)
READ MOREYou plan on buying a house in the not-too-distant future. That big moment may arrive sometime in the next two to five years, but you need to start building good credit now if you want to obtain a good mortgage. What will loan officers,
READ MOREThe act of co-signing a credit application won't have any immediate affect on your credit score. However, once you co-sign on a loan or credit card, your rate will change based on the other person's payment habits. If he or she pays
READ MOREAfter serving at home or overseas, the last thing you want to think about is your credit score. Unfortunately, it's a deciding factor for many businesses and lenders assessing your creditworthiness. Thankfully, a proposed bill, if
READ MOREIn a about a month, you'll go back to campus and continue your studies. Although it's a great experience, you can't shake the thought of the student debt you'll have to address after you graduate.Paying student loan bills on
READ MOREAlthough you just graduated college and got your first job, you're thinking ahead: What do I need to do before I can buy a house? How much money should I put on a down payment for a new car?By now, you've realized that building good
READ MOREThe short answer? Yes, applying for a mortgage will affect your credit score. A better question to ask is, how much of an impact will a mortgage application have on your credit rating? The answer to this question lies in the number of lenders
READ MOREWe've all been there: A relative falls ill and requires intensive care. Your employer goes under and needs to lay you off. These kinds of situations can set you back financially, making you wonder how to improve your credit. Thankfully,
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