Could alternative credit favor into student loan applications?
Colleges may want to consider using nontraditional credit data in their determination of financial aid and grant awards.
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Taking a closer look at financially underserved consumers
It's vital that businesses looking to reach underserved consumers don't misunderstand or incorrectly characterize these individuals.
READ MOREWhat you need to know about the fourth bureau
"Fourth-bureau" data can end up being extremely important to credit decisioning.
READ MOREIs smartphone data being used to monitor consumers' credit scores?
Recent research has uncovered instances in which smartphone data is being used to create credit profiles of consumers.
READ MORE4 retirement tips for the underbanked
Underbanked and unbanked Americans can still take sound steps to prepare for their retirement despite having fewer traditional banking services than the average individual.
READ MOREHow the underbanked can shop wisely this holiday season
The underbanked must be cautious when holiday shopping, but shouldn't shy away from doing so.
READ MORE5 common misconceptions about credit
Numerous myths about credit persist in the minds of some, particularly the underbanked and economically disadvantaged.
READ MOREInfographic: Who are the underbanked?
According to the Federal Deposit Insurance Corporation (FDIC),the underbanked are households with a checking or saving account but are credit invisible.
READ MOREUsing mobile devices to aid the underbanked
Financial services provided via mobile constitute a major opportunity to reach underbanked individuals.
READ MORE3 ways millennials shouldn't handle their credit
Take note of these credit-related blunders and don't follow in the footsteps of those who've made them.
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