How Short Term Loans Can Be a Boon for Consumers
Short term loans have a lot to offer many consumers who may be underserved in other credit communities. Learn about your options today!
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How criminals use small pieces of personal information to steal identities
Identity theft is a persistent problem for consumers. The scary part is criminals can gain access to identities by obtaining seemingly innocent pieces of information.
READ MOREHow Do Debt Collectors Find You?
Not answering the phone isn’t good enough any longer. Now, debt collectors have numerous ways to find you if you owe them money.
READ MOREWhat Is an Alternative Credit Score—And How Can It Benefit You?
Although the mean nationwide FICO score recently reached 704, this development was noteworthy precisely because it marked the first time the average American was considered to have “good” credit. For those with lower scores, accessing low-interest loan products or qualifying for an apartment or auto lease can be a struggle, even with a solid history of on-time payments.
READ MOREHow a Secured Credit Card Can Boost Your Credit Score
The difference between reaching your goals or not attaining them might depend on three numbers — your credit score. With a good credit score, you may receive a loan for a car, house or small business, all of which change your life. Without a good credit score, you may not qualify for loans or lenders charge exceptionally high interest.
READ MOREAvoid credit cards marketed to "bad credit" customers
Credit cards specifically marketed to people with bad credit can hurt efforts to rebuild your financial standing.
READ MOREConsumers can now freely enact or remove credit security freezes
Since Sept. 21, consumers have been able to end freezes placed on their credit reports in the wake of data breaches from 2017.
READ MOREPrepaid debit cards vs. secured credit cards
Prepaid debit and secured credit cards have some surface similarities, but are often very different.
READ MOREA guide to refinancing student loans
Refinancing student loans may be the best choice for easing the burden of monthly payments.
READ MORENew credit card users: Read the fine print
Be careful of hidden fees and restrictions in credit card agreements.
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