3 Tips on How to Build Your Credit History
Building your credit history doesn't have to be difficult. Opening accounts, demonstrating responsibility and seeking out alternative options is all it takes.
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Creditless Students Can Still Build Credit Histories
College students can build their financial foundations using alternative credit data.
READ MORE4 Ways Alternative Credit Will Improve Your Financial Standing [Infographic]
Need to build credit, but don't know how to get started? Give alternative credit a shot.
READ MOREWhat Factors Do Lenders Review During the Loan Approval Process?
During the loan approval process, lenders look at three factors: credit, capacity and collateral - informally known as the Three Cs of Underwriting.
READ MORECan You Use An Alternative Credit Report to Apply for a Home Loan?
Legally speaking, lenders have to accept alternative credit information if you provide it to them.
READ MOREAlternative Credit Bureaus vs Three Major Credit Bureaus
There are quite a few differences between alternative credit bureaus and the three major credit bureaus. Do you know what they are?
READ MORE4 Features to Look For in a Mortgage Lender
You'll have to interact with your lender for decades, potentially - so it's very important that you do your research.
READ MOREAlternative Credit: Your Ticket to Financial Stability
Individuals with high credit scores get lower interest rates on loans, have an easier time renting apartments and can buy better vehicles than those with poor or nonexistent credit.
READ MORE4 Myths About Alternative Credit Reports
Like anything else, there are quite a few myths associated with nontraditional credit reports. Here are four that are pretty misleading.
READ MOREMoney Management Tips: Talk to a Financial Advisor
A financial advisor can help you set up a 529 college savings plan and establish a stock investment portfolio.
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