4 qualities of trustworthy alternative credit providers
Traditional credit bureaus go behind your back, but alternative credit agencies ask your permission before gathering your data.
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How to get a lender to accept your PRBC alternative credit report
If you're reading this, you've probably tried bringing your PRBC alternative credit report to your local bank or credit union and found they don't accept our reports. This leaves you in a pretty tight spot. What should you do if a loan officer refuses to reference your PRBC report?
READ MOREWhy credit scores should be free for consumers
Through partnerships with creditors (banks, credit unions, and other lenders), TransUnion, Equifax and Experian collect a lot of information on consumers such as yourself. They know whether you forgot to pay your credit card bills, obtained a car loan, pay an additional $1,000 on your mortgage every year, and so forth.
READ MORE3 habits to cut down on excessive spending [Video]
Keeping up with your rent, utility bills and phone payments can be tough, especially if you're prone to excessive spending. What can you do to stay on top of expenses?
READ MOREHere's how to get a free alternative credit score? [Video]
The PRBC consumer credit report contains this information, and is completely free for consumers such as yourself to use. But how can you get one?
READ MORE3 reasons why you may have a bad credit score [Video]
Taken a look at your credit score recently? Not what you wanted to see? There are three reasons why you might have a bad credit score
READ MOREHow an alternative credit report can help you buy a computer
A good laptop not only enables you to be more productive it connects you to sites where you can apply to jobs with the click of a button. "Only 50% of individuals making $30,000 a year or less own a desktop or laptop."The
READ MORE4 simple investment options for young professionals
Welcome to the real world: The land of utility bills, hour-long commutes and 40-hour grinds. If you're reading this, you've probably wondered how you can make more money. While you're not going to find any get-rich-quick
READ MORE3 things to do before getting a car loan [Video]
Hi, welcome to the PRBC blog!Thinking of getting a new set of wheels? You're probably going to need a car loan, but what should you do before applying? First, check your credit report. Before you enter negotiations, you need to make sure there
READ MOREHave no credit history? Here's what you can do to obtain credit
Until now, you might have gone through life without so much as a thought for your credit report. However, when you applied for a car loan, the lender turned you away. Why? You have no credit history.But why should that matter? You pay
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